One question I’m often asked is why would anyone need private health insurance in the UK? The truth is, in recent years, the NHS has come under significant strain which has resulted in limited treatments, longer waiting times and a lack of choice. What’s more, these are just some of the reasons why some people are now turning to private medical care – and the benefits don’t stop there.
As a trusted insurance consultant, I want to make it my mission to help individuals to better understand their options when it comes to health care so keep reading to find out about all the extra benefits that private health insurance guarantees.
Access to private facilities
With private health insurance, your treatment and consultations will take place in a private hospital – and there’s no denying that these are often of a higher quality compared to NHS alternatives. This includes a private room complete with en-suite, TV and toiletries, an extensive food menu and even allocated parking. If, of course, you’d prefer to stay in an NHS unit, you can opt to do this, and some insurance providers even offer incentives for doing this.
Shorter waiting times
One of the biggest private medical insurance benefits is that you can often receive treatment as soon as you need it – and you’ll likely be able to choose a date, time, and location. In a world where NHS waiting times are longer than ever, with more than half of all patients waiting more than 18 weeks for treatments, as well as cancellations soaring, private healthcare could provide you with that much-wanted control over your health. Many private health insurance providers also offer 24/7 access to a GP, either online or via the telephone. This means you don’t even have to leave your house.
No need for referrals
Accessing treatment or medication on the NHS often requires a GP appointment and then referral to a specialist clinic before treatment at hospital can begin. However, with private health care, you can access treatment without needing a GP referral, again speeding up the process and giving you more control.
The ability to choose
As well as choosing a date, time and location for your appointment, private health care often gives you the choice to choose a consultant too. Not just that but you’ll see the same consultant throughout your care which can make the whole process more familiar and comfortable in what could be a nerve wracking and stressful situation.
Specialist drugs and treatment
Not all treatment and medication is available on the NHS, either because they are not approved yet or are simply too expensive. However, you might find that through private health care you are able to access a wider range of drugs and care.
Make a positive choice for your health, family, and staff
Whether you’re an individual looking to take control of your healthcare, or an employer interested in offering private healthcare insurance as an employee benefit, now could be the time to get in touch – and it might not be as expensive as you think. In fact, for more than 20 years, Moore Health & Protection has been helping people like you to find the right cover for them – one that meets their needs and budget. There’s no fee payable when you get in touch either, so you really do have nothing to lose.
Moore Health & Protection is a trading style of Tony Moore which is an appointed representative of The Right Mortgage Limited. The Right Mortgage Ltd is registered in England and Wales no. 08130498. Registered Address: 70 St. Johns Close, Knowle, Solihull, England, B93 0NH.