May marks Coeliac Awareness Month which aims to bring attention to a condition that affects thousands of people in the UK. What’s more, at MOORE Health & Protection Ltd, this month is especially important to us because founder, Tony Moore, is one of them.
What is coeliac disease?
Coeliac disease is an autoimmune condition where the body wrongly attacks its own tissue when gluten is consumed. This causes damage and inflammation to the lining of the small intestine and makes it difficult for the body to absorb nutrients. Some of the most common symptoms include bloating, stomach pain, fatigue, weight loss, diarrhoea, constipation, skin rashes and anaemia.
The challenge of getting a diagnosis
Coeliac disease affects about 1 in 100 people in the UK, but only 30% are diagnosed. Diagnosing it can be complex and often requires blood tests, an endoscopy and biopsies as well as follow up care with specialist dieticians and gastrointestinal teams. Long waiting times for appointments and procedures mean that, for many, it can take years to get diagnosed, leaving individuals with unexplained symptoms and delays in accessing the right care.
Early diagnosis is key too as the condition can lead to complications like osteoporosis and infertility. However, some people are unfortunately waiting up to 13 years for a diagnosis.
How private health insurance can help
The reality is that many people with ongoing symptoms face long waiting times – especially for consultations with specialist professionals and for diagnostic procedures. This is why private healthcare is often seen as a solution. Think:
● Quicker access to diagnostics and specialists
● Shorter waiting times
● Greater choice of facilities and professionals
● Support services including access to mental health professionals and dieticians
It’s important to note that if you already have symptoms or have already been diagnosed with coeliac disease, insurers may want to exclude it from your health insurance, or they might offer limited benefits depending on the underwriting terms. If, however, you take out insurance before developing symptoms or receiving a diagnosis, you’re likely to be able to get comprehensive cover for the condition and any related treatment. What’s more, in doing so, you’re more likely to receive an earlier diagnosis, more personalised care and peace of mind – even if you’re managing a pre-existing or chronic condition.
Tony says: “Thanks to private medical insurance, I was able to get a quick diagnosis which helped me to manage symptoms and hit the road to recovery much quicker. This included two exploratory procedures as well as dietician support post-diagnosis.”
What we do at MOORE Health & Protection Ltd
In short, we support individuals to find the right insurance for their needs and lifestyle by helping you to:
● Compare policies from top insurers
● Understand what is and what isn’t covered
● Choose flexible options based on budget and goals
● Get ongoing support with claims and renewals
So, whether you’re looking for guidance on cover or just want to learn more, why not get in touch? There’s no fee payable and our team is always happy to help.
MOORE Health & Protection Ltd is an Appointed Representative of The Right Mortgage Ltd, which is authorised and regulated by the Financial Conduct Authority. Registered in England and Wales no. 15020771. Registered Address: 17 Eyam Road, Hazel Grove, Stockport SK7 6HP.